7.83 cr
business entities · ~28 L mid-market need MIS
25–40 hrs/monthjust collating data and preparing MIS manually — review & analysis not even included
Introducing AccountingIQ — our first product
The autopilot for India's accounting work
MISGSTIncome TaxAudit
7.83 crore+ Indian businesses, but 1 thing very common — Books that nobody trusts. AccountingIQ diagnoses, validates and generates management and statutory compliance working — autonomously. Professionals like CAs only review it.
0Indian businesses
0CA firms
0Time reduction
★ Validated at ICAI AI Hackathon, Season 5
★ In the category YC named — Summer 2026 RFS
Live on real Tally data · MIS today, GST · TDS · IT · Audit next · Built by CAs & automation engineers
The Problem
India's books are broken from both sides
The same data. The same mess. Two sides of the table — both drowning in manual work.
1,00,000+
firms preparing statutory compliance working
120–300 hrs/monthjust collating data, preparing statutory compliance working manually and from scratch — GST · Income Tax · Audit
⚠
The MIS Gap
~28 L mid-market businesses want monthly MIS. Only ~40% actually prepare it. The remaining ~60% can't afford a CFO, and their CA doesn't have the time or resources to deliver it.
Ideal CA practice
20% compliance
Reality today
20% advisory
Why Now
Three forces converging in 2026
AI is finally production-grade
LLMs now handle messy ledger data. 84% of finance & tax teams use AI (vs 47% YoY). Pre-2023, this product was impossible.
GST 2.0 + AI-led enforcement
33,000+ AI-generated GST notices and surging. E-invoicing thresholds dropping. Compliance is no longer optional.
The pipeline can't catch up
~5 L CAs today; ICAI targets 30 L by 2047 (need 1.3 L/yr, 2024 delivered ~32K). The US has ~672K CPAs for ~33M businesses. India: ~5 L for 7.83 Cr. AI must close the gap.
The Solution
Diagnose → Validate → Generate
Most AI tools are copilots — you still do the work. AccountingIQ is the autopilot. Professionals review it. We do the rest.
Diagnose
Accounting health diagnostic
55+ checks across ~8 dimensions. Are the books even trustable?
Validate
Module-specific readiness
70+ checks for MIS. GST · IT · Audit to follow, each with its own check set.
Generate
Draft working, ready to share
CFO / CA / client-ready output for review. MIS today; GST · TDS · IT · Audit next.
🔧
Permanent fix assistance
After flagging gaps, we help fix them — so they don't recur every month. AI-driven fix plans, automation rules, and score simulation. All 3 layers are LIVE for MIS today.
Time
Business: 25–40 → 1–2 hrs
CA firm: 120–300 → 12–24 hrs
Cost
Where teams needed 8–10 staff, now they need only 2–3.
~70–80% leanerSpeed
MIS ready within 1st week. GST returns ready well before the due date.
Always before time
Live Today
Running on real Tally data
From XML upload to CFO-grade MIS — autonomously. Professionals only review it.
1
Ingest
Tally XML / live connection
2
Diagnose
55+ checks · 8 dimensions
3
Fix
Score sim 64 → 73 → 100
4
Generate
Real-time MIS + statutory alerts
Business Model
Free to diagnose. Pay to generate.
₹0
Layer 1 only — accounting health score · 55+ checks · 8 dimensions. No report generation.
₹5K/mo
Pick one: MIS · GST · IT · Audit. Full L1 + L2 + L3 for that module.
₹10–18K/mo
2 mod ₹10K · 3 mod ₹15K · 4 mod ₹18K. One-time setup fee pegged to health score.
Why We Win
Our moat is the layers below the report
What competitors can copy: features. What they can't copy: the layers, the trust, and the metric.
CA-built domain depth
55+ accounting + 70+ MIS checks didn't come from a roadmap — they came from years of catching these by hand. A generalist AI team can't write these. You have to be a CA first.
3-layer pipeline + fix
Diagnose → Validate → Generate, with permanent gap fixing. An "AI report generator" can't retrofit a diagnostic and fix-engine beneath it. They'd rebuild from scratch.
CA channel = compounding distribution
Most CA firms don't offer MIS today. We unlock it as a NEW revenue stream — each firm = 30–100 clients. Funded competitors can buy ads; they can't buy trust inside ICAI.
The Accounting Health Score
If "what's your AccountingIQ Health Score?" becomes the standard question every lender, investor and auditor asks, we own the metric. FICO for credit. AccountingIQ for books.
Traction
Built first. Validated. Ready to commercialise.
What we've built
- AccountingIQ — live in production
- All 3 layers shipped for MIS (55+-check diagnostic, 70+-check readiness, AI-generated draft)
- Tally Prime live connector
- Downloadable, CFO-shareable MIS pack
- Zoho Books & Busy on the roadmap
External validation
- 🏆 ICAI AI Hackathon, Season 5 — presented to the ICAI jury, positive feedback
- 👥 20+ CA firms & early business leads engaged across India
- 📝 Intent to pilot from warm pipeline
Free Tools & Automations
Automate your repetitive workflows
Beyond AccountingIQ, WorkflowIQ helps every business and CA firm reduce manual accounting workflow by up to 80% — across GST reconciliations, GSTR-9C workings, TDS, accounts receivable automation and many more manual and repetitive workflows. Start free with the tools below.
Free Tool
Tax Invoice Generator
Generate GST-compliant tax invoices in seconds — no spreadsheets, no manual formatting.
Free ToolGST RCM Applicability
Check Reverse Charge Mechanism applicability instantly for any transaction.
Free ToolCompute GST Liability
Calculate your GST liability accurately with built-in checks.
Free ToolCGST Exemption Check
Confirm CGST exemption eligibility before you file.
Why Us
Built by the people who lived the pain
Founder & CEO
CA Kunal Budhwar
The CA who lived the pain — and designed the rules engine.
- CA + CMA
- AIR 45 — CMA Final · AIR 1 — ABACUS
- Ex-EY India, Indirect Tax practice
- Currently: PGP at Masters' Union
Co-Founder, Product & Engineering
Karan Khanna
The builder who turns the rules into an autopilot.
- 6 yrs in enterprise automation: RPA, AI, bots
- Ex-IBM (RPA Consultant) · Ex-Tech Mahindra (Sr SDE, RPA lead)
- Ex-Clara AI (Product Dev, AI for trade)
- Currently: PGP at Masters' Union
🏛
Advisory board — in formation. In active conversations with an Ex-President of ICAI.
Book a Demo
See AccountingIQ on your own books
Tell us a little about your firm or business and we'll set up a live walkthrough on real Tally data — diagnose, validate and generate, end to end. Professionals only review it.
- ✓ 30-minute live walkthrough, no slides
- ✓ Run on a sample of your own ledger
- ✓ See your Accounting Health Score